Tuesday, August 9, 2011

Have you ever been to a collection agency in person? I have.


The whole point of this blog is to share my personal lessons and stories with you, so that you can learn from my mistakes and also from my successes. Yesterday, I had a very surreal experience.

I visited a collection agency. In person.

Monday, August 8, 2011

Paying off debt vs. Investing



Have you ever weighed the options of paying off what you owe now against the choice to invest?

It's an interesting topic, particularly when it comes to student loan debt.

The following is a video featuring Morningstar's Christine Benz. Christine offers her opinions on the subject. Enjoy.

(Video after the jump)

Friday, August 5, 2011

Repairing Your Credit: Take a trip down the rabbit hole


I could spend hours talking about credit. I won't, but with this post, I'm aiming to begin the dialogue.

If you're an expert on all things credit-related, this article will probably not be for you. Then again, if you're a credit expert, you probably won't enjoy this site anyway.

I don't want to assume you know anything about credit. I didn't. I thought I did, but I didn't. I still have a lot to learn, but I've gleaned many a lesson the hard way. I'd like to share my experience.

Thursday, August 4, 2011

Do you Auto Pay your bills?

Yahoo! Finance posted an interesting article the other day that discussed the topic of paying your bills online. Specifically, the article encourages consumers to not pay certain bills in an automatic cyclical fashion. Here's the article:

Wednesday, August 3, 2011

Collection Agencies 101: The down-low


"Collectors are your enemies!"

"Collectors will sue you at the drop of the hat!"

"Collectors will call you in the middle of the night and threaten to burn your house down if you don't pay them!"

These are things people say about collection agencies, in addition to a slew of other commentaries. Some of the things you here are true. Some of the things you hear are based on bias and bad experiences, but are not altogether accurate.

Tuesday, August 2, 2011

The Great Recovery


When I say the words: "The Great," what do you think of?

Maybe you think of The Great Depression, a dark time period in our nation's history full of economic hardship.

Perhaps you go the route of The Great Gatsby, a classic novel which you probably were forced to read in high school.

If you're super spiritual, maybe The Great Awakening comes to mind. (I'm not going to define that term. We agreed you were super spiritual. You already know.)

Dave Ramsey (yep, there I go mentioning him again!) is looking to begin the next Great thing. He's calling it: "The Great Recovery."

Here's an excerpt from his site, www.thegreatrecovery.com, explaining just what the purpose of this new movement is.


Monday, August 1, 2011

Monday Link Love


I'm on vacation until tomorrow. In the meantime, check out some links to articles I found interesting. If you enjoy any of them in particular, be sure to share them with a friend.






Miss me? Shoot me an email at: kevinrhaggerty@yahoo.com. I'd love to hear from you and get some feedback on the blog, or field any q's you may have!